Your Ultimate Financial Plan in 10 minutes



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48 Comments

  1. The video’s section on setting financial goals really resonated with me. They stressed the importance of defining short-term, medium-term, and long-term goals, and aligning your investments with each goal’s time horizon and risk tolerance.

  2. Hi Nischa, I love watching your videos. Thank you for explaining with examples. I was wondering, if it's possible make another video for those who are earning between 2000-3000 per month. I do not own a car but I would like to save up to buy a house and do something for extra cash flow. I am eager to know your perspective.

  3. Girl you have fried my brain cells!!! Having watched a lot of your videos-as i need help-to learn0is so much hard work . I am a adamant learner and always ready to learn. Thank youso very nuch!

  4. My goal is to build up my 1st month emergency fund, then once I have achieved that, then attack my mortgage because it is less than 100K left to pay it off, once I have paid it off, build up the emergency fund (6 months worth) and use the money that was spent on the mortgage and put that to house renos. When the Emergency fund reaches the max limit, use that money to invest in an Index fund and just keep buying shares in that each month.

  5. Financial planning is like navigation of wealth wisely by adhering to necessary strategies. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult

  6. All these comments are wild… like investing is not hard… most of you should not be looking at single stocks and if you do 10% or less of your worth should be in single stocks.. You need t9 put your money in the S&P 500 and just let it sit. The market will correct itself soon it’s over valued now but if you invest every month for 30 years you will have a shit ton of money. Most of you missed the hot stocks the best time time to invest in Nvidia let’s say was 2 years ago you missed it apple a decade ago you missed it Tesla probably 5 years ago…
    Most of you are not good investors including my self I have money in the S&P 500 mutual fund from vanguard and some small cap mid cap and large cap etfs and like 200 dollars in stocks I like that’s it….its not complicated.. have 3-6 months for an emergency fund have,if you, a set amount in your checking I have 5000 as a buffer between my paycheck and life.
    Stop making everything complicated.

  7. Nischa, you brush over an important part of @10:07, you said if you had rented before buying you could have reach financial freedom faster. I wish you elaborated on that part. Perhaps, you have a video explaining that part?…

  8. Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

  9. I wasn't financial free until my 40’s and bought my second house already, earn on a monthly basis via my investment and got 5 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this.

  10. £5700 take home a month means Alex is exactly on 100 grand a year before tax. Alex is lucky as she belongs to the top 2% earners in the UK. Most of them are based in and around London of course.

  11. Despite my best attempts to save money, contribute to early retirement, and become financially independent, the economy has sucked out a large portion of my assets since the epidemic. I want to know if I should continue to diversify my investments or if I should look into other industries during these erratic times.

  12. I wasn't financial free until my 40’s and bought my second house already, earn on a monthly basis via my investment and got 5 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this.

  13. If I was taking home £5700 a month there’s no way I’d have any money worries. These videos are good but not in the real world of the average workers wage.

  14. Can you make a video for a couple with a common account?

    I've been managing my money (expenses and income) for a long time. My girlfriend and I are going to open a commont account, and we're going to put a certain amount into it for essential day-to-day expenses (rent, bills groceries etc.)

    But I don't want to have to manage every single expense with the common account and impose her to manage money the way I do. I just want to manage my remaining money. How can I draw up a financial plan for this?

    thanks a lot 🙂

  15. Trump's policies had been viewed by many experts as more positive for the financials sector, spurring this massive rally. It's enticing to consider purchasing some cryptos and stocks, I'm contemplating investing more than $300k. Thoughts?

  16. £5700 is such an unrealistic figure I understand 'its the concept' but beyond that the average worker might get £2000 a month with the rise in rent, food etc sticking to 50/60% expenses is a lot tougher as theres less wiggle room its probably a lot higher 40/50% might be rent alone. The £5700 figure is a lot easier to use as you have the flexibility to go down on expenses. Just my thoughts I understand its more a video on the concept and thats all fine but just unrealistic for most people to stick to.

  17. Just watched this vid—solid tips for real estate newbies! Finally saved up $221k in my emergency fund, so I’m thinking it’s time to jump into investments. But, man, with so much cash just chilling, it’s almost like I’m afraid to make the first move…anyone else feel like that?

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